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Husk spending controls let you decide exactly how each card can be used before a single transaction happens. Set daily and monthly limits, restrict merchant categories, or freeze cards instantly to keep company spend aligned with your budgets.

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Configure controls

1

Open the card

Go to Cards, select the card you want to configure, and click Controls.
2

Set spending limits

Add a daily limit, monthly limit, or both. Transactions exceeding the limit are automatically declined.
3

Restrict merchant categories

Allow only specific merchant category codes (MCCs), for example advertising, travel, or SaaS. Anything outside the allowed list is blocked.
4

Toggle ATM access

Enable or disable ATM withdrawals per card. Most virtual cards keep this off.
5

Save and monitor

Save your settings. Any changes apply immediately. Review declined transactions in the card’s activity feed.

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Common scenarios

Create a virtual card with a €5,000 monthly limit restricted to advertising MCCs (Google, Meta, LinkedIn). Assign it to your marketing lead.
Issue a physical card with a €2,000 total limit, unlocked only for airlines, hotels, and restaurants. Freeze it once the trip ends.
Set up a recurring virtual card capped at €500/month, allowed only for subscription and software MCCs. Use it for tools like Notion, Slack, and Figma.
From the card detail page, toggle Freeze. All new transactions are declined until you unfreeze. Use this if a card is misplaced or a vendor charge is disputed.
Combine spending controls with WhatsApp receipt capture to keep every charge reconciled without extra admin work.